Consultancy
Deep local knowledge, extensive expertise and international experience

With our extensive expertise and decades of experience, we provide our clients with value added consultation and advice to support their operational and strategic goals. We ensure that we fully understand our client’s needs to deliver bespoke services that truly meet those needs.Read More »

Risk solutions
A full suite of services and solutions to meet your needs

Applying our expertise in risk, credit ratings, structuring and insurance, we can implement solutions to reduce the credit risk of the lender or end investor, improve the efficiency of portfolio sales, optimise the capital treatment of asset exposure or enhance the economics of securitisation structures.Read More »

Due Diligence
A loan portfolio is usually your biggest asset, but also your greatest risk.

Effective due diligence and surveillance are key to the successful sale & acquisition of asset portfolios and the oversight of ongoing origination and servicing. At Fortrum we recognise the importance to our clients of balancing rigorous analysis and expert advice with cost efficiency.Read More »

Regulated entity 

Fortrum is the only Due Diligence firm in Europe with an AFM License for mediation. This means we are the only independent firm with specific Dutch residential mortgage expertise and the authority to review or indeed apply credit decisions before the offer is issued. This will provide investors more control and effective oversight than the current limitation to post offer checking.

Industries we cover
Mortgages
Consumer credit
Credit cards
Private lease
Our clients are
International institutional investors
Lenders
Banks
Insurance companies

“They helped us to estimate the impact of the implementation of the MCD. Immediately after our first conversation it was clear that their knowledge and skills would help us to make the right decisions. We thoroughly enjoyed working with this team and it made us hungry for more.”

Eric Kok
Manager Productmanagement

“During the brainstorming and design phase of the MCD project at SNS Bank, the team established themselves as open and reliable partners as well as flexible thinkers. In addition to this, they have a broad knowledge of banking, are persuasive and are a valuable resource to have at your side!”

Jeroen van Bockhoven
Senior Productmanager Mortgages

“Their experience and knowledge ensured a quick, solid and good solution of the challenges encountered. Their commitment to the organization and high quality standards makes them a reliable and enthusiastic team that I like to recommend.”

Eric Janssen
Director Products & ABN AMRO Mortgages

Quality

You can rely on our years of experience

We protect your interest.

We have in-depth knowledge of the market

Great advice

We bring the highest levels of expertise to the market

Michel
Michel van der Sluis

Director Consultancy NL office

Tony
Tony Ward

Director Consultancy UK office

Jaap
Jaap van Raak

Director Due Diligence & Risk solutions NL office

Simon
Simon Collingridge

Director Due Diligence & Risk solutions UK office

Rob Cozijnsen
Rob Cozijnsen

Associate Partner

Tony
Tony Ward

Director Consultancy UK office

Michel
Michel van der Sluis

Director Consultancy NL office

Aad Jansen

Senior consultant

Peter Wormskamp
Peter Wormskamp

Associate Partner

Simon
Simon Collingridge

Director Due Diligence & Risk solutions UK office

Jaap
Jaap van Raak

Director Due Diligence & Risk solutions NL office

Frans
Frans Blok

Reviewer

Willemijn
Willemijn van den Berg

Reviewer

Michiel Meijer
Joost Melis
Jan van Baars

Get in touch

Need to talk to us? Here is all our contact information. Give us a call, drop us an email or send us a Tweet

Experts warn more lenders could exit the market

More lenders could exit the market within the next 12 months, experts have warned. Tony Ward, chief executive of Home Funding and director of Fortrum and Robert Sinclair, chief executive of the Association of Mortgage Intermediaries, both agreed this is likely to happen due to how competitive the industry is. They were speaking at the…

Mortgage funding: the outlook for the wholesale markets

Tony Ward, director at Fortrum wrote an article for the Mortgage Finance Gazette about the UK mortgage market. He believes the market has reached its peak and is now in decline with more lenders chasing less business. The wholesale funding markets have opened up but caution is in the air. Read the article below, or…

Consumers are making wrong decisions in comparing Annual Expense Ratios when comparing mortgages online

There are big differences in the way mortgage lenders display the Annual Expense Ratio on their website. This causes difficulties for consumers in making a good comparison while they are comparing providers of mortgages online. The Annual Expense Ratio (AER) is actually meant to give more insight into the total costs of a mortgage. The…

“The mortgage market is in long-term decline”

In a sobering presentation at the Mortgage Conference, Tony Ward, director at due diligence consultancy Fortrum, explained the risks and structural challenges lenders now face in the UK mortgage market. I was fortunate enough to be asked to speak at the Lending Summit last month about the mortgage market – where we are and where…

Fortrum in Infinance: Hypotheekklant krikt leennorm op met duur krediet

Sinds 2012 kent Nederland een wettelijke Loan-to-Value (LTV)-limiet voor woninghypotheken. Deze LTV-limiet is jaarlijks met 1%-punt verlaagd tot de 100% LTV norm werd bereikt in 2018. Recent maakte de Vereniging van Financieringsondernemingen in Nederland (VFN) bekend dat zowel de omvang van nieuw verstrekt consumptief krediet als het uitstaand saldo groeide in 2018. Is dit het…

Vacature Consultant Hypotheken

Heb jij een passie voor het vakgebied hypotheken? Ben jij gedreven om stakeholders in de hypotheken- en consumer credit markt te helpen verbeteren op zowel Strategisch, beleidsmatig als uitvoerend niveau? En combineer jij diepgaande kennis van het vakgebied hypotheken met executiekracht? Dan zoeken we jou!

Vacature: Acceptant/Reviewer, 20 uur per week

Heb jij ervaring als hypotheek acceptant, ben jij opzoek naar een baan die uitstekend te combineren is met schoolgaande kinderen en wil je dat doen in een internationaal opererend bedrijf dan is deze vacature iets voor jou.

Hypotheekindustrie ligt onder een vergrootglas

Fortrum artikel in Infinance: In een snel veranderend speelveld wordt het voor hypotheekverstrekkers steeds belangrijker om een nieuw type Control Framework in te richten dat vroegtijdig risico’s signaleert, zodat deze proactief opgelost kunnen worden.

The August 2019 version of the Fortrum Dutch Mortgage Dashboard is now available. Go to https://t.co/GXU01wY2ip to check it out. If you would like to receive the PDF version, just leave your e-mail address in the comments below and I will make sure you receive it every month.

Rob Cozijnsen nieuwe associate partner Fortrum.
Fortrum breidt wederom uit. Ook Rob Cozijnsen gaat de uitdaging aan en heeft zich als Associate Partner aan Fortrum verbonden.

https://t.co/bWNuAbkECH

In de e-InFinance van augustus: de lagere #LTV op #hypotheken drijft consumenten naar een riskanter #krediet. En we brengen een bezoek aan DIA Amsterdam én het Credit Summer Event. Lees 'm hier: https://t.co/1YX4W1rdnU

Auteurs: @Fortrum_michel @rene_teuwen @Marlin_Goethals

Lagere maximale LTV op hypotheek drijft consument naar duurder en meer riskant consumptief krediet

Het artikel is te lezen in Infinance magazine:
https://t.co/1H0wBXNaO3

Een rekenvoorbeeld dat hoort bij het artikel vind je op:
https://t.co/90UQGtoDwC

Helemaal eens met Ellen @KopMunt. Het nog sneller doorontwikkelen van modelmatige taxaties is de beste oplossing. Tegelijkertijd moeten we werken aan het vertrouwen dat riskmanagers van financiers hebben in het alleen gebruiken van deze data.